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Okay readers, let’s settle this debate once and for all, right now: which is financially a better option, renting or owning? This debate seems to be an ever lasting discussion. It is hard to really quantify, since all situations are a little different. However, if you know all the parameters, you can quite well approximate how buying vs renting compares.For the comparison to start to make sense, we should make some assumptions, for example:That you are comparing the buying vs renting of […]

When you start investing in the stock market for the first time, usually your intuition is that the risk is in deprecation of the stock’s value. Say you buy Alphabet at $2,451, will the price be more or less the next month, or in a year’s time. This however is only a very narrow view of the risk.This article will be a quick overview of the kind of things you should think about when gauging the risk of a stock. If you think there’s something missing from the list, please drop me a line at […]

The year 2021 was thrilling in so many ways. Everything went up, up, up (until it didn’t). It was the best year financially so far in my whole life. Now, 2022 has been totally different and mostly wiped out already the gains I got in the previous year, but let’s not focus on that right now. I’ll make this a positive post about 2021 and I’ll sulk on inflation fears, stock market crashes and WW3 later, ok?Key figures from 2021Gross income: 222,953 €Net income: 145,005 €Investment gains: […]